4.875

Not all is grim with the economy the way it is. If you live life within your means and make some smart choices you can work things in your favor. We just signed the loan docs to refinance our house so we can add a much needed bathroom. I feel like now is the right time since capital is cheap, and great deals can be had on materials and contractors. With any luck, pending city approval, we will have a new bathroom/laundry/closet off our master bedroom by the end of the year.